LTV Capital Inc.
Specializing in Private Money Financing
Private/Hard Money - Special Programs
TRUSTEE SALE FINANCING PROGRAM
"INVESTOR" and "FLIPPER LOANS"
Refinance your recent ALL CASH purchase

  • LTV: Up to 60% of As-Is Appraised Value or 55% of after rehab value with fund control
  • Property Types: SFR's, 1-4 Units, Condos (subject to review of condo cert)
  • Loan Type: Fixed Rate - Stated Income/Stated Asset (Entity Vesting OK)
  • Term: 2 Year (longer available upon request/review)
  • Rate: 12.00%
  • Payments: Interest Only Paid Monthly
  • Prepayment Penalty: 3 Month Guaranteed Interest
  • Loan Sizes: $50k to $750k (higher considered upon exception)
  • Typical Fees: 3.00 to 3.50 Points, $1495.00 Total Other Lender Fees (includes: processing, docs, u/w, tax service, wire, credit, admin) -- Borrower to pay all 3rd party fees including Escrow, Title and Appraisal.
Why Borrow When You Can Pay All Cash?
Assumptions: $200K acquisition,$25k rehab costs, $275K flip price, 6 month hold

Today, you invest $225,000 of your cash to make a potential $75,250 Annual profit.
With leverage, you can make a potential $116,280 Annual profit on the same $225,000 investment.


Purchase Price $200,000 $200,000
Loan Amount
(60% of Appraised Value)
$150,000
(which is 75% of PP)
n/a
Cash Invested - Acquisition $50,000 (down pymt) $200,000
Cash Invested - Rehab $25,000 $25,000
Total Cash Invested $75,000 $225,000
Sale (flip) Price $275,000 $275,000
Cost of Sale (4.5%) $12,375 $12,375
Interest (6 months @ 12%) $9,000 n/a
Points (3.50%) $5,250 n/a
Lender Fees $1,495 n/a
    n/a
Escrow/title/appraisal (estimated fees) $2,500 n/a
Total Lender Cost $18,245 n/a
    n/a
Anticipated net profit (per project) $19,380 $37,625
# of projects at $225k investment 3 1
Net Profit for $225k investment $58,140 $37,625
Net Return for $225k investment 25.84% 16.72%
Annualized Profit $116,280 $75,250
Annualized Return 51.68% 33.4%
Bottom Line:
Fund more deals with LEVERAGE from LTV Capital
Improve your annualized return
Spread your risk over multiple deals


  
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