Whether you are a first time homebuyer, seasoned homeowner, second home purchaser or rental property investor, you will have a satisfying sense of enthusiasm when acquiring a new home. You will also have the sense of responsibility that comes with making a major financial decision. That is why LTV Capital, Inc. is here to help. Let our Loan Professionals work with you to understand your goals and summarize all available financing options for you.
Do you want to present yourself as the most qualified buyer, negotiate with confidence, and strike the optimum deal? Then you should get pre-approved by LTV Capital, Inc. All you have to do is provide us with some basic information regarding your income, assets and liabilities. We will do a quick analysis and quickly provide you with a written approval to provide to your Real Estate Buyers Agent.
Even if you are obtaining 100% financing, most loan program guidelines require a certain amount of post-closing cash reserves. Let us provide you with a Good Faith Estimate of closing costs as a tool to evaluate the total cash to close required for your transactions.
Most purchase agreements are contingent upon certain items that must be addressed prior to closing the purchase transaction. Contingencies for financing and appraisal are very common. Pay careful attention to these contingencies because they are there for a reason. When you and your agent are negotiating your purchase agreement, allow enough time for satisfaction of the contingencies. Also, leave a little time for yourself to review your written loan approval and property valuation before making a final commitment.
At LTV Capital, Inc., choosing your loan product type is easy. All you need to do is provide our Loan Professional with your specifics and we will find the best available loan program that is suited to your individual needs.